How ACA Marketplace Costs Compare to Employer-Sponsored Health Insurance
This analysis compares ACA Marketplace costs to employer-sponsored health insurance costs and finds that individual market premiums have become more similar to employer-sponsored premiums since 2017. In 2024, individual market insurance premiums averaged $540 per member per month, slightly below…
Senior pensions specialist Andrew Simpson joins to drive Scottish growth
BW has appointed Andrew Simpson as a Partner in our Actuarial Consulting team, strengthening our presence in the Scottish and wider UK pensions market.
How to make your benefit communications count
If you want all of your employees to know about your benefits offering, you need to make sure your communications engage them first.
Calculator: ACA Enhanced Premium Tax Credit
The ACA’s enhanced premium tax credits are set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based…
The Hartford reports record Q3’25 net income of $1.1 bn as cat losses fall
The Hartford has disclosed a record Q3 2025 net income available to common stockholders of $1.1 billion, up a considerable 41% from $761 million in the same period of 2024. According to the firm, the increase was primarily driven by…
Barnett Waddingham posts strong FY2024/25 performance
BW has reported another year of robust growth, reflecting momentum across all business areas alongside continued post-acquisition integration with Howden.
UK firms adopting more structured and data-driven approach to risk oversight: Aon
Aon’s 2025 Global Risk Management Survey has found that UK businesses are outpacing their global peers in risk management and governance, with nearly eight in ten UK respondents (78.6%) reporting direct board involvement compared with 61.4% globally. According to Aon,…
Royal London completes £16m buy-in for Premdor Crosby Pension Plan
Royal London, a mutual provider of life, pensions, and investment solutions, has finalised a £16 million bulk purchase annuity (BPA) arrangement with the Premdor Crosby Pension Plan. This transaction, which secures benefits for 181 members, is the first for Royal…
Ignite Specialty Risk expands Executive Team and UK Underwriting function
Ignite Specialty Risk, a provider of litigation risk insurance, has made four key appointments to its Executive Team and UK Underwriting function, supporting its growth and ongoing development across the UK, Europe, and US markets. Angus Eames joins Ignite from…
JBA Risk Management to launch India operations led by Mansi Kalra as MD
UK-domiciled flood science specialist JBA Risk Management is establishing its Indian operations by opening an office in Bangalore next month, led by Mansi Kalra as Managing Director (MD). The move is motivated by the growing demand for advanced flood risk…






