Consilium, a specialty re.insurance broker, has launched Scriptus, a newly established platform designed to provide brokers with access to an exclusive complex commercial binding facility.
The new offering has been created to give UK brokers access to A-rated capacity, competitive pricing and a broad underwriting appetite. Through Scriptus, brokers can place Casualty, Contractors’ All Risks (CAR) and Property risks within a single facility, simplifying the placement process across multiple areas of cover.
Consilium said the platform is able to underwrite a wide range of business risks in-house, including Commercial Combined, Contractors Combined, Combined Liabilities, Property, CAR and Plant, as well as Excess of Loss cover. The facility has been developed to support businesses operating across a variety of sectors, including civil engineering, groundworks, building and construction trades, precision engineering and steel fabrication.
The company noted that there are no turnover restrictions attached to the facility, allowing it to cater for businesses ranging from smaller enterprises to larger commercial operations.
Discussing the launch, Matt Pini, Managing Partner, Risk Solutions at Consilium, said: “We’re delighted to launch Scriptus. Often when people think of binders they think of smaller risks, but our binder will consider risks of all shapes and sizes. And in the rare case it doesn’t fit under our binder, one advantage of being part of Consilium with our wide market relationships, means we will still be able to find it a home.”
According to Consilium, Scriptus is led by Luke Browne, who joined the broker from DUAL in 2025. The company said the platform has been designed to challenge traditional perceptions of binder arrangements by extending their application beyond lower-value or less complex risks. Consilium believes the facility provides brokers with greater flexibility when placing commercial business, supported by broader underwriting parameters and a service-focused approach.
The company also highlighted industry concerns around delays associated with referrals, capacity checks and approval processes. Consilium said Scriptus seeks to address these challenges through significant delegated underwriting authority held internally, enabling decisions to be made more quickly and reducing reliance on external approvals.
While operating within a broking framework, Consilium said underwriting decisions under Scriptus are made by experienced professionals with substantial authority. The company added that this model is supported by its independent market position, access to A-rated capacity and its proprietary ATOMX technology platform, which is designed to improve efficiency, accuracy and responsiveness.
Pini added: “With Scriptus we are bringing much-needed innovation, expertise, capacity, and service to retail brokers to help them differentiate their offering and place the broadest range of commercial risks. For too long, they’ve been underserved by composite insurers, so in true Consilium style, we’re doing things differently, bringing something unique to market that not only sets us apart but also the brokers we serve.”
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